privacy statement

We respect your privacy. Any and all information collected at this site will be kept strictly confidential and will not be sold, reused, rented, loaned, or otherwise disclosed. Any information you give to Beacon Point Insurance Group will be held with the utmost care, and will not be used in ways that you have not consented to. A more detailed explanation about how we safeguard your personal information is described below. If you have any questions, please don’t hesitate to let us know.

Resale or disclosure of information to third parties:

Beacon Point Insurance Group does not sell, rent, loan, trade, or lease any personal information collected at our site, including membership forms or email lists. We value you as a client and share your concerns about privacy. We hope this notice, which describes our use and protection of nonpublic personal information (“client information”), will help you understand how we treat the client information that we obtain from you or other sources in the course of providing you with products and services.

We do not sell client information.

We do not share your information with persons, companies, or organizations outside of Beacon Point Insurance Group Insurance Agency that would use that information to contact you about their products and services.

We expect persons or organizations that provide services on our behalf to keep your information confidential. We also expect those persons or organizations to use your information only to provide the services we’ve asked them to perform.  We convey to our employees about the need to protect your information.

What do we do with your information?

We may use your information to help you with your insurance needs. We may also communicate with you about products, features, and options in which you have expressed an interest. Without your consent, we may provide your information to persons or organizations in and out of Beacon Point Insurance Group. This would be done as permitted or required by law. We may do this to:

• Fullfill a transaction you have requested.
• Service your policy.
• Market our products to you.
• Investigate or handle claims.
• Detect or prevent fraud.

Beacon Point Insurance Group will comply with lawful requests from regulatory and law enforcement authorities. These persons or organizations may include:

• Companies that perform services, such as marketing on our behalf.
• Other financial institutions with which we have an agreement for the sale of financial products.
  Independent claims adjusters.
• Persons requesting information pursuant to a subpoena or court order.
• Repair shops and recommended claims vendors.

What kind of client information do we have, and where did we get it?

Much of the information that we have about you comes from you. When you perform certain transactions, you may give us information such as your name, address, and Social Security Number. These transactions include when you submit an application for insurance, submit a request for insurance, submit a request for products and services we offer, or submit a request for an insurance quote. We keep information about the types of services you purchase from us and our affiliates. Examples of this include premiums, account balances, and payment history. We may collect information from outside sources such as a consumer reporting agency and health care providers. The information we collect may include the following.

• Loss information reports
• Motor vehicle reports
• Credit reports
• Medical information

How do we protect your client information?

We expect any company with whom we share your information to use it only to provide the service we have asked them to perform. Information about you is also available within Beacon Point Insurance Group. It is available to those people who may need to use it to fulfill and service the needs of our clients. We communicate the need to protect your information to all employees and agents. We especially communicate this need to people who have access to it.

If you are an Internet user…

www.beaconpointinsurance.com provides information about Beacon Point Insurance Group, our products, and the companies that we represent. You may also perform certain transactions on the website. This Privacy Statement applies to users of www.beaconpointinsurance.com, regardless of whether the user is a Beacon Point Insurance Group Insurance client. We want to make sure our visitors feel very comfortable in dealing with Beacon Point Insurance Group on the Internet.

Browser information collected on the website:

Our website logs are not personally identifiable, and we make no attempt to link them with the individuals that actually browse the site.

Use of cookies:

We do not use cookies on this site.

Privacy of our email lists:

We do not sell, rent, loan, trade, or lease the addresses on our list to anyone.

Whose Privacy Statement Applies to Links ad Co-Branded Sites?

This Web site contains links to other Internet sites that are not controlled or maintained by Beacon Point Insurance Group.  Beacon Point Insurance Group provides links to these other sites as a convenience to visitors to our site. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information.  Please be aware that Beacon Point Insurance Group is not responsible for the privacy practices or the content of such Web sites even though the Beacon Point Insurance Group name and/or logo may appear on those sites. We encourage you to be aware when you leave our site to read the privacy policies of each and every Web site that you visit, as the privacy policies of those sites may differ from ours. Our Privacy Statement applies solely to this Website.

 We hope you have found this Privacy Statement helpful. If you are not comfortable with any of the terms or policies described in this Privacy Statement, we ask that you discontinue use of our site. Please be aware that we may periodically update or revise this Privacy Statement. If we change our online Privacy Statement, we will post a notice on our homepage notifying users that the policy has been revised. If you have any questions or would like more information, please don’t hesitate to contact us as outlined above.